Frequently Asked Questions
How does a pawn loan work?
Pawn loans are an easy way to get quick cash. Loans are based on the value of the item pawned. The term of the loan is one month plus a 90-day grace period. If you cannot pay back your loan within that timeframe, we offer renewals to give you additional time.
What type of identification do I need to get a loan?
A valid state issued ID or driver's license, an immigration card or passport.
What is a renewal?
If you cannot pay back your loan in full on the due date, you can get a renewal. You will be required to pay all of the interest that has accrued on your loan, which will allow us to write a new pawn loan for you. The original pawn loan amount remains the same.
How do you determine how much to loan me on my item?
Loan amounts are based on the value of the item, its condition and our ability to sell it if needed. Our management team has many years of experience with valuing merchandise. Our desire is to loan you top dollar on your item.
How old do I have to be to buy a gun?
We follow all state and federal laws. You must be 18 years old to purchase a long-gun and 21 years old to purchase a handgun. In addition, you must pass a federal background check.
Isn’t everything in a pawnshop stolen?
No. We work closely with local authorities to prevent and identify stolen merchandise. Customers are required to show identification when pawning or selling an item. Less than 1 percent of items are identified as stolen. We train our staff to be on the lookout for stolen property. It is not in our benefit to take anything that is presumed stolen since it will most likely get confiscated by the local authorities.
Do you offer layaway?
Yes. We offer a 90-day layaway plan with 30% down. Our customers find this to be very helpful during the holiday season.
Are my items safe while in pawn?
Yes. It is our responsibility to keep your items safe. Once they are pawned, they are placed in a secure location.